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re: 401(k) discrimination testing
Posted on 3/16/15 at 11:11 am to iAmBatman
Posted on 3/16/15 at 11:11 am to iAmBatman
quote:
Some people just don't trust the stock market or don't understand it.
That's undoubtedly part of it, but I think the larger issue is simply people not being able to tell themselves "no" today in order to secure themselves in the future. Can't pay for those boats and F-250s with 401(k) contributions.
Posted on 3/16/15 at 11:19 am to Brummy
6% is a solid match. Unfortunately plenty people I know in the oilfield are in their 40's and have never invested a dollar beyond the 401k plan minimum.
Posted on 3/16/15 at 11:19 am to Brummy
I just don't understand that with how easy it is today. It comes right out if your check and you never even see the cash.
And as far as people being afraid, my FIL is one of those people and plans on working until he dies on his feet. He has literally 0 saved for retirement. He always tells me that the market is rigged and its all a big scam
And as far as people being afraid, my FIL is one of those people and plans on working until he dies on his feet. He has literally 0 saved for retirement. He always tells me that the market is rigged and its all a big scam
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