re: What are your realistic 5 year financial goals?

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Two incomes, so expenses are cut in half.

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Unless your fiance is a physician - she'll likely spend more than she brings in - particularly once she's married. She looks at her income as "her" money, my brother.

Unless you have a very solid plan and budget - including weekly (or at least monthly) reviews, money will bleed out of the accounts at a shocking rate.

But, you're ahead of about 90% of your peers - you have a plan and some idea of where you're going and how to get there - that's well over half the battle.

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Well I'm set to be married in a year. Two incomes, so expenses are cut in half

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Goals for the next 5 years
- Finish paying off boat - should be done in about 4-5 months
- buy new car for the wife - cash
- Make sizeable dent in the mortgage. I'd like to have it paid off in 10 years. Will be done at least before son starts college.