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re: How much of an emergency fund do I really need?
Posted on 3/4/15 at 5:24 pm to Tigerfan56
Posted on 3/4/15 at 5:24 pm to Tigerfan56
An emergency fund has multiple benefits. Its a good cushion, but it also gives you the opportunity to get higher deductible insurance plans in medical, vehicle, homeowners, etc. You can basically be self insured to an extent. So you can pay lower premiums and invest the difference and so on. Put 6 months of expenses in liquid savings and then forget about it until you need it.
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