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Here was an old thread on it. I think Golfer did it successfully. I applied, but was declined because my credit score was too low. At the time I applied with Sofi, I had a 680 and the only negative mark on my credit was a default on a student loan from a month earlier, which is why I was trying refinance anyway. I talked to a few folks at Sofi, all real nice, who simply said until my score comes up they couldnt do much, even though the only credit ding was a student loan payment. Havent revisited it yet, but desperately need to. Hope they can help you.


LINK

I just submitted all of my documents and application. Their variable rates are nice, but the fixed rates were actually higher than what I'm paying through Great Lakes and Navient.