re: Chandler advisors

quote:

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that can guarantee a conservative 5% growth of the long term and never have a down year

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Well I would sincerely like to know how they do that. The only 'risk free' investment I know of is a U.S. treasury, and some would debate that point, which pays much less than that. If something is paying more than U.S. bonds, the market assume it has higher risk or doesn't know about it, that is not debatable.

I've heard this pitch on the radio, but never hear the particulars. Sort of like another poster here who says he has a plan that can beat the market with managed mutual funds, but won't say how.

Let's hear it.