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re: How accurate is credit karma?
Posted on 1/23/15 at 11:13 am to GeauxMariners
Posted on 1/23/15 at 11:13 am to GeauxMariners
quote:
Eta: I want to buy a house in prolly 12-18months...so am just working on my score.
My recent mortgage lender's score came back 10 points higher than CK. A couple years ago, my CK score was 20 points higher than what the auto lender ran.
I've been led to believe that Credit Karma is fairly worthless, although all scores are in the same range.
Posted on 1/23/15 at 11:41 am to anc
quote:
I've been led to believe that Credit Karma is fairly worthless, although all scores are in the same range.
I don't place a lot of value in the raw score itself. I use it to keep tabs on my credit report, and changes in the score. If the score jumps up or down by more than a few points, then I know I need to look into it. Plus I can check the report to make sure nothing is popping up that should not be.
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