re: Student Loan Planning/Strategy

I'd make minimum payments and put any extra money you have laying around into a Roth IRA and invest it

You can get a minor tax break on interest paid on student loans and you'll get a nice tax benefit of putting the money in the IRA

The interest rate on those loans isn't high enough to justify being in a huge rush to pay them off IMO since you could probably beat those rates with a fairly low risk investment strategy.

If they were really high credit card rates like 18% or something I'd be telling you something different.