re: So, why are you young people such slackers?

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Uh yes. I personally know many who've put off retirement due to fear of financial instability.

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I know some who work because it makes them happy. They don't need the money. They have no hobbies. Their only social interaction with other people is through work.

The older people I see working for subsistence are women cashiers... like in the grocery stores. Don't know their stories but it's probably a lot of bad decisions and pregnancies.