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re: Why does it take retailers days to credit you back when you return an item?
Posted on 12/2/14 at 12:18 pm to BamaHater
Posted on 12/2/14 at 12:18 pm to BamaHater
I had the same thought with deposits at the bank versus checks/debits at a store. If a store can run your check and debit card and immediately debit your account, why the frick does it take so long for a bank to get a check you deposit to credit your account EVEN when the check is drawn on the same bank?
Posted on 12/2/14 at 12:23 pm to Boudreaux35
quote:
why the frick does it take so long for a bank to get a check you deposit to credit your account EVEN when the check is drawn on the same bank?
since deregulation, banks are as sleazy as some of the traditional longstanding sleazy businesses, they do hang on to your money because they can make money with it even in as little as a 24 hr. period, but the new sleazy excuse is to blame it on the Patriot act and hold relatively small checks for up to ten days after deposited into your account, my bank tells me anything over $1100, regardless of the type of check is subject to this
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