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re: Employer doesn't offer retirement plan & I'm maxing out IRA. What other options
Posted on 11/12/14 at 4:56 pm to ForeverLSU02
Posted on 11/12/14 at 4:56 pm to ForeverLSU02
quote:
do I have as far as planning for retirement is concerned?
If you plan on assisting college expenses for children, ensure you are in a 529.
Are you sure the employer doesn't have a 401k they just don't match? For example, my girlfriend's company has a 401k just doesn't match. If a small company, inquire with management about starting a 401k offering even if there is no match. Would benefit all emlpoyees involved due to tax implications.
Otherwise properly placed index funds seem to be the most popular investment options. That and drips
1
Posted on 11/13/14 at 3:06 pm to GenesChin
quote:Positive. Nothing at all
Are you sure the employer doesn't have a 401k
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