re: Life Insurance

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Garcia is a life insurance agent and can give you the details.

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I sell it all amigo.

Term- for short term needs (debt)
least amount of money for the most coverage
if your term runs out, you will (most likely be renewed) bat a much higher premium
recommended if you are youn with debt and/or beginning a family

Whole- generally like 3 or 4 times higher than term
guaranteed DB (death benefit-when you die, you people get paid. Unlike term, where if the term of 10-30 years is up and you survive, your money is wasted)
Normally get paid much more than you put in.