re: America's housing policy: The definition of insanity

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Nor a down payment. Only the VA funding fee and closing costs. In fact, I think it is illegal to charge PMI on a VA loan, although they tend to run 1/4 point or 1/2 higher on the APR (pay me now or pay me later...).

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Correct on down payment. Through my experience they tend to be lower than conventional or FHA APR.

If you sign up to potential die for your country, I have no problem giving you these perks