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re: Did I just get a free truck?

Posted on 9/16/14 at 8:15 pm to
Posted by Tiger4Ever
Member since Aug 2003
36725 posts
Posted on 9/16/14 at 8:15 pm to
Holy shite rebates are not "special financing terms". shite.

"0%" or "0.9%" for 47 years is what is typically offered by the manufacturer's financing arm.

The rebates are just that...either manufacturer or dealer rebates. They'll apply whether you finance with a credit union or your mother.
Posted by LT
The City of St. George
Member since May 2008
5152 posts
Posted on 9/16/14 at 8:31 pm to
Check the rebates listed

There is a $1000.00 rebate for using ford motor credit. I get the difference between rebates and the finance rate... That's not what I was saying. I was saying the rebate is used to push people to use ford motor credit so they (fmc) get the loan. Ford will not provide a rebate so another entity will get the loan. The rebates come from the manufacturer and its credit arm.
Posted by jsb29
Dothan, AL
Member since Apr 2011
613 posts
Posted on 9/16/14 at 8:32 pm to
Wrong. First, often when you buy a car, there are rebates given by the manufacturer and then rebates given by factory finance companies. If you finance with an outside lender, you'll still get the first rebate but give up the second. Also, most of the time, if you take the "special APR", you give up the factory rebate.

Ex. Right now On a new Maxima, in my district, Nissan offers $4000 customer rebate, and $500 NMAC finance rebate. If you want to finance for 0%, you have to give up the $4000. If you decide to finance with an outside lender, you'd get the $4000 rebate, and give up the $500 NMAC financing rebate.
Posted by LNCHBOX
70448
Member since Jun 2009
85120 posts
Posted on 9/17/14 at 7:46 am to
quote:

Holy shite rebates are not "special financing terms". shite.

"0%" or "0.9%" for 47 years is what is typically offered by the manufacturer's financing arm.

The rebates are just that...either manufacturer or dealer rebates. They'll apply whether you finance with a credit union or your mother.


Wrong. Ford is currently running promotions with FMC where you either get $2k rebate and 0% APR or you get $4k rebate and a higher rate.

ETA: Either way, you have to finance with FMC to get the rebates.
This post was edited on 9/17/14 at 7:47 am
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