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re: 5.13.14 Update In OP: Flood Insurance Question Help
Posted on 5/7/14 at 3:13 pm to Buck Dancer
Posted on 5/7/14 at 3:13 pm to Buck Dancer
House was built in 1978. What's the deal with 1973? I don't mind if purchasing flood insurance is mandatory if I have a loan. I'm just trying to get it back closer to where it was the first year I lived in the house.
1
Posted on 5/7/14 at 3:34 pm to SLafourche07
1973 was when the first flood maps came out for most of Louisiana. Therefore, everything after was required to be built at base flood and have elevation certificated. Due to the law being delayed you can expect the rates to go up again in 2016.
I am curious as to why your premium is that high if you are at base flood. It should be much less, especially for 140,000 worth of coverage. I'd expect it hasn't been rated with an elevation certificate.
I am curious as to why your premium is that high if you are at base flood. It should be much less, especially for 140,000 worth of coverage. I'd expect it hasn't been rated with an elevation certificate.
This post was edited on 5/7/14 at 3:35 pm
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