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Message
re: Had our insurance meeting today
Posted on 4/24/14 at 1:51 pm to Lsut81
Posted on 4/24/14 at 1:51 pm to Lsut81
quote:
LIAR
Even if he's not lying, he's at least contradicted himself - probably for hyperbolic effect:
quote:
So everyone in the company pays more for less! Same plan as before...
So are they getting "less" or is it the "same plan"? I'm not seeing how it can be "less" [than before] and the "same plan" as before at the same time.
This post was edited on 4/24/14 at 1:52 pm
Posted on 4/24/14 at 1:54 pm to WildTchoupitoulas
I read it as everything was the same except double the out of pocket expenses.
Posted on 4/24/14 at 1:55 pm to WildTchoupitoulas
quote:
I'm not seeing how it can be "less" [than before] and the "same plan" as before at the same time.
If he is paying more in premiums, but his deductible is going up, then he is paying more for less....
Posted on 4/24/14 at 1:55 pm to WildTchoupitoulas
quote:
So are they getting "less" or is it the "same plan"? I'm not seeing how it can be "less" [than before] and the "same plan" as before at the same time.
You're linking two completely seperate statements. The "more for less" comment was about the statement below
quote:
So that was fun. 30% increase in premiums, double the out of pocket expenses
So he's paying more in premiums for less coverage. Even if it's the same plan there is less coverage because he has to pay more in out-of-pocket expenses.
It's like you guys don't think logically or something.
Posted on 4/24/14 at 4:20 pm to WildTchoupitoulas
quote:
So are they getting "less" or is it the "same plan"? I'm not seeing how it can be "less" [than before] and the "same plan" as before at the same time.
It's less coverage if you have to pay more of a deductible before payment kicks in genius!
So yes clown, he pays MORE premium for LESS coverage if coverage used to start after a $1000 ded and now it is $5000, the insurance is covering LESS of the same charges.
Think before you guys try to be smartasses.
Posted on 4/24/14 at 7:59 pm to WildTchoupitoulas
quote:
Even if he's not lying, he's at least contradicted himself - probably for hyperbolic effect:
quote:
So everyone in the company pays more for less! Same plan as before...
He may be correct without realizing it. Carriers are narrowing their networks and reducing procedures, services and pharmaceuticals that used to be covered. So he maybe paying more for less.
Posted on 4/24/14 at 8:42 pm to WildTchoupitoulas
quote:
WildTchoupitoulas
Good Lord son. You've failed ever teacher you've ever had by your input in this thread. Except PE, I guess
Last year lets say he paid $210 a month, with a $1000 out of pocket for Plan A. And this year he will pay $273 a month (so he pays more) with a $2000 out of pocket (and gets less coverage).
So if he has the same expenses both years, say $5000, he was covered for $4000 in 2013. In 2014, he will be covered for $3000.
So he will pay $756 more, for the benefit of $1000 less in covered services
How in the hell do you not see that????
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