re: Serious question about long term planning.

If you truly have excess income and substantial savings, just start accumulating the things you would need in your apocalyptic scenario with it. (as others have mentioned, land, gold/silver, a safe, MREs, arms, etc.) There's no need to liquidate to do so. Just start building your empire and live your life.

Is your wife on board with these shenanigans? What type of medicine do you both practice?