re: Today I bought a bunch of ammo that I didn't really need

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I don't really carry cash, so mine is a number on a computer somewhere.

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Sounds like its safe in the event of a banking or electrical shut down.

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And the paper is worth something, whatever number is printed on the bill

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Until there is no backing or faith in the bill.

However, in any of these situations, a bullet will still shoot from a gun. Or you could trade that bullet for bread, rice, a goat, or someones daughter. You can't lose hoarding ammo. It's science.