re: Where is the best place to find out your credit score?

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Go directly to Experian, Transunion and Equifax.

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The scores you get directly from the bureaus aren't FICO scores. I know how shitty that sounds but it's just another way for them to make money. This is from the Equifax site:

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The Equifax Credit Score is intended for your own educational use. It is also commercially available to lenders along with numerous other credit scores and models in the marketplace. Please keep in mind lenders are likely to use a different score when evaluating your creditworthiness.

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If you want your accurate scores, go to MyFico as some have already mentioned. You will have to pay but if you're trying to apply for credit, it's likely worth it. CreditKarma may or may not be close to your actual score due to it being a different scoring model than FICO. Mine is usually WAY off from my actual FICO score but I've read where some people say their's is actually pretty close. There's a reason people refer to scores other than FICO scores as "fakos."