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re: How to respond to Insufficient Debt Validation?

Posted on 3/10/14 at 1:13 pm to
Posted by Catman88
Baton Rouge, LA
Member since Dec 2004
49125 posts
Posted on 3/10/14 at 1:13 pm to
quote:

I am fairly certain that a SSN is not required to report someone to a credit bureau


SSN is not needed. But if its not provided then its going to be hard to pass validation criteria when disputed.

I was more curious if any Municipalities were releasing this info.
Posted by NameWithheld
Houston, TX
Member since Feb 2011
2092 posts
Posted on 3/10/14 at 1:20 pm to
quote:

SSN is not needed. But if its not provided then its going to be hard to pass validation criteria when disputed.


Connecting the dots, my assumption is that the debts are validated the same way the fines are levied... via motor vehicle records. These ordinances setting these fines are normally very specific in that they hold the OWNER of the vehicle responsible for the fines. With that having been said, I'll have to see how the violation initially gets reported to a credit bureau with respect to SSN's. However, the verification of the owner can be easily accomplished via those records.
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