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re: How to respond to Insufficient Debt Validation?

Posted on 3/10/14 at 12:23 pm to
Posted by Catman88
Baton Rouge, LA
Member since Dec 2004
49125 posts
Posted on 3/10/14 at 12:23 pm to
quote:

Tell them to stop contacting you or file a judgement. They will stop.


This is the correct answer.

quote:

and they will do this why?


They are required to. Even if its a debt that you have a signature on they company has to stop contact. Doesnt mean they cant file judgement or issue trade line to the credit bureau.

If they ignore the C&D and the OP sends it certified mail then he should be able to sue in return for a lot more than the ticket.

Telling them to file for a judgment is basically saying "if you think you have a legal standing to come after me for that money....Bring it.."
Posted by Pennymoney
Member since Sep 2012
667 posts
Posted on 3/10/14 at 12:45 pm to
quote:

They are required to. Even if its a debt that you have a signature on they company has to stop contact. Doesnt mean they cant file judgement or issue trade line to the credit bureau.

If they ignore the C&D and the OP sends it certified mail then he should be able to sue in return for a lot more than the ticket.

Telling them to file for a judgment is basically saying "if you think you have a legal standing to come after me for that money....Bring it.."


HIs implication was send them a letter to stop contacting him and they will go away. There's no basis for that. The city of Lafayette is already working on contracting out with collection attorneys to start suing on these tickets.

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