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re: Bad credit auto loan with big down payment?

Posted on 2/26/14 at 12:08 am to
Posted by DanielTosh
Member since Feb 2014
32 posts
Posted on 2/26/14 at 12:08 am to
quote:

If you've paid everything off your score should be higher than 600 unless you've got like 20 negative marks still there. Still don't think you need the truck but if you are hell bent on buying it, save $35k more over the next 6-8 months and call it a day


I have several things that were in my bankruptcy that are showing on my credit report so I'm going to dispute them. That should help.
Posted by Hog Springs
I'm on a boat
Member since Nov 2010
4436 posts
Posted on 2/26/14 at 12:14 am to
Like I said though. You need to go to a big arse dealership that has a lot of buying power in your area. You'll have a lot better shot.

Also, don't dick around when you go to the dealership. Tell them straight up what you'll buy the truck for, how much you're putting down and how much you want to finance and see if they can get you bought. You'll find out real quickly whether they can or can't. If they can't you'll know in minutes. If they can, or have a shot at it, then be prepared to stick around for a while.
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