re: Bad credit auto loan, big down payment

quote:

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No one has directly asked this, so I will... why do you want to buy a 50K truck? Do you need it for work?

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Well I need a reliable truck because I could have to drive fairly long distances but I know I could get a used reliable one for cheaper. I literally have paid off every single debt. I ran my credit report and some things were on there that shouldn't have been. I called 2 places today and both agreed to send the bureaus a letter of deletion. This is a secure job and I will make at least $12,000 a month(not bragging that's part of the reason I am posting from an alter account). If I get the truck my monthly bills will be around $2,500 a month so I can easily afford it. I am trying to build credit and only have a $500 credit card that I keep a balance of ~$150. So financing $30-35k and will help build my credit a lot. Also I am a car/truck enthusiast so having a nice truck when I can easily afford it is what I would like to do.