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re: Everybody wants to sell me insurance...
Posted on 2/6/14 at 12:34 am to GoCrazyAuburn
Posted on 2/6/14 at 12:34 am to GoCrazyAuburn
quote:
If you pass away, your wife isn't going to give a crap if it is Term or WL, which is why I always start by saying it is the death benefit amount that matters most.
What are the tax implications of the surviving spouse receiving the investment portion of the policy if they were left in the policy until the one insured dies?
Posted on 2/6/14 at 9:23 am to EA6B
quote:
What are the tax implications of the surviving spouse receiving the investment portion of the policy if they were left in the policy until the one insured dies?
None. It is reflected in a tax free death benefit that is greater than when issued. Oops, not the answer you were looking for is it. You were expecting the response to be "poof, it vanishes into thin air", right? Because that's what you've been told. Some of you would really benefit from actually looking at a policy as opposed to regurgitating what you been told/read online.
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