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re: Everybody wants to sell me insurance...
Posted on 2/4/14 at 9:47 pm to white perch
Posted on 2/4/14 at 9:47 pm to white perch
I've recently become a big believer in life insurance-and getting it early.
Buy young to get lower premiums and more lenient underwriting and guarantee insurability.
Ideally you want everything in whole life, but it's much more expensive, so a combination of term and whole life is what suits most.
Quick tips: get as much liability coverage as you can on your home policy. Most agents try to sell $100k, but it's like $20/yr to bump up to $300k, and only a few bucks more to go to $500k.
Med Pay is a very good coverage to carry on auto policies and is inexpensive (with some carriers it's pretty high).
Buy young to get lower premiums and more lenient underwriting and guarantee insurability.
Ideally you want everything in whole life, but it's much more expensive, so a combination of term and whole life is what suits most.
Quick tips: get as much liability coverage as you can on your home policy. Most agents try to sell $100k, but it's like $20/yr to bump up to $300k, and only a few bucks more to go to $500k.
Med Pay is a very good coverage to carry on auto policies and is inexpensive (with some carriers it's pretty high).
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