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re: Whole Life Insurance Lapse Rate

Posted on 1/26/14 at 8:13 pm to
Posted by Stingray
Shreveport
Member since Sep 2007
12421 posts
Posted on 1/26/14 at 8:13 pm to
quote:

Now answer my questions


I started this thread, and no one has answered my original question. No evidence has been provided to refute my study in the link or my formula.

I will not answer your questions. You answer mine.
Posted by GoCrazyAuburn
Member since Feb 2010
35024 posts
Posted on 1/26/14 at 8:41 pm to
Well, first and foremost, page 19 of your document pertains to all life insurance, not whole life. I've tried to get you to understand that the question you have is irrelevant to whether or not WL is a good product or not.

But, as i've said earlier, looking at your equation, yes it would eventually get to 80, though rough estimate, but would that be around year 45 or so? Happy?

And again, as you have refused to answer, how does that make WL bad? How do individual decisions make the product worse or better?


This post was edited on 1/26/14 at 8:53 pm
Posted by GoCrazyAuburn
Member since Feb 2010
35024 posts
Posted on 1/26/14 at 8:45 pm to
quote:

I will not answer your questions. You answer mine.


Why are you so against having discussions? The past two pages I have been assuming your numbers are correct. Why won't you defend your own conclusions?
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