re: Credit Card Rewards and Points Discussion

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My wife and I have almost 350k UR points

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I'm jealous.

I don't know the ins and out of the program or which airlines are best for Costa Rica, you can search and see if there's some partner airlines that are better and then transfer your points to them and get the rates better than going directly through the airline. Example, I transfer 25,000 points to Korean and that will buy me a RT ticket from Hawaii to the mainland on Delta. If I were to book directly with Delta it would be more than double that. You can do similar with Avios booking with AA or AS although they don't seem to have much availability.

The other option is to just book through the Chase portal if you're too confused or don't want to do all the transferring. Call them if you have questions but you can go to the website as well.