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re: Credit Card Rewards and Points Discussion

Posted on 12/15/14 at 9:55 am to
Posted by notiger1997
Metairie
Member since May 2009
58294 posts
Posted on 12/15/14 at 9:55 am to
Sorry for what I'm sure is a question that has been discussed before, but which American Express card do ya'll suggest. I want to get one again just to use for my COSTCO gas and grocery purchases.

I had the Hilton one a few years ago and the bonus is nice.
So now I'm trying to decided between the Hilton again, Delta, or the Costco American Express. I've heard the Delta points aren't near as valuable as they used to be.
Kind of leaning toward the Costco card with the 3% cash back on gas.

Not sure though because it offers no bonus.
Posted by hiltacular
NYC
Member since Jan 2011
19691 posts
Posted on 12/15/14 at 10:09 am to
With the DL Amex (gold) you will earn 1 mile per $ spent. The signup bonus was around 50K miles a few months back with the first years fee waived. The other tangible benefits would be the zone 1 boarding and free checked bags.

Look at the DL award chart to see how far your miles will go on award travel. If you are paying with miles, 50k miles would be $500.

Hope that helps make your decision for ya. The platinum and reserve cards hold more benefits with a higher annual fee.

This post was edited on 12/15/14 at 10:11 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
11927 posts
Posted on 12/15/14 at 12:32 pm to
I hear the Delta is good if you fly with Delta often. If you don't, I would tell you to grab the SPG Amex in a heartbeat. It works with every airline and almost all of them on a 1:1 basis (except those pricks at United).

It also gives you great hotel access with Starwood. The fee is free 1st year and only $65 after that which is cheap for an Amex with all the Amex privileges.

If you do sign up for the SPG, I'd love to give you the referral as I'd get 5,000 points. No worries if not, it's still the card I'd recommend.
Posted by BACONisMEATcandy
Member since Dec 2007
46644 posts
Posted on 12/15/14 at 11:39 pm to
Be careful, You may not be eligible for the Hilton signup bonus because you've had the card before
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