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re: Credit Card Rewards and Points Discussion
Posted on 7/29/14 at 10:36 am to Croacka
Posted on 7/29/14 at 10:36 am to Croacka
quote:
For cash, you're better off with the Amex blue cash preferred card
Actually this is what you want if you want cash back. Old Amex Blue
quote:
Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500¹ spend in a reward year², you will earn 1% on Everyday Purchases³ (5% after 65004), and 0.5% on other purchases (then 1%).
0% intro APR on purchases and balance transfers for 15 months.
Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)
The Amex blue preferred caps at $6,500 annual spend. That won't do you any good.
Posted on 7/29/14 at 10:44 am to LSUAfro
quote:
The Amex blue preferred caps at $6,500 annual spend. That won't do you any good.
i think you have it backwards
the current BCP card gives 6% at groceries, and 3% at gas stations
the only cap is 6,000 annually for groceries, which is usually sufficient for most households unless you are doing MS
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