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re: Credit Card Rewards and Points Discussion
Posted on 7/22/14 at 11:56 am to CE Tiger
Posted on 7/22/14 at 11:56 am to CE Tiger
quote:
so I got hit with a $95 Delta AmEx fee. I dont use this card ever so that smart thing to do is cancel and transfer the credit limit to my AmEx Blue (which I dont really use) to not hurt my credit score correct. Only problem is I now have a $16,000 limit on a card I dont use - what are the consequences of this?
What will they offer for you to upgrade to the platinum?
I would consider upgrading if the bonus was good; keep the card for a year, get the bonus, use the companion ticket and either upgrade again to the reserve or downgrade to the everyday card.
1
Posted on 7/22/14 at 12:02 pm to hiltacular
On a similar note, my amex PR gold card auto renews in December. I am trying to weigh my options with how I want to go forward.
This is how I see it:
1)cancel the card, avoid the $195 fee, charge everything to my delta amex going forward
2)haggle with them and try and get a retention bonus (anyone have any luck with this?)
3)Pay the $195 annual fee
4)Upgrade to amex platinum (other than the sky club I don't see a lot of benefit)
I guess I am curious what you all would do.
This is how I see it:
1)cancel the card, avoid the $195 fee, charge everything to my delta amex going forward
2)haggle with them and try and get a retention bonus (anyone have any luck with this?)
3)Pay the $195 annual fee
4)Upgrade to amex platinum (other than the sky club I don't see a lot of benefit)
I guess I am curious what you all would do.
This post was edited on 7/22/14 at 12:05 pm
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