- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 1/15/14 at 10:47 am to htownjeep
Posted on 1/15/14 at 10:47 am to htownjeep
quote:
Should I maybe cancel my AMEX Gold and replace it with CSP? I think I am keeping the Platinum regardless.
Dude, the AMEX Gold is just overkill. I honestly don't understand the points thing you're trying to get. You already secured the bonus.
The platinum has all the benefits of the Gold with the exception of double accrue. If you go get a CSP, it has double points, is a VISA and you get a signup bonus.
Diversify your wallet. Not all places take AMEX. And like I said earlier, your spend isn't enough to justify paying an additional fee to get 10-12K points because it honestly is only about $75 redeemable credit.
This post was edited on 1/15/14 at 10:48 am
2
Posted on 1/15/14 at 11:05 am to Platinum
quote:
Dude, the AMEX Gold is just overkill. I honestly don't understand the points thing you're trying to get. You already secured the bonus.
Dude (didn't know men still said this by the way), that is entirely my point/question. I had the fee waived on the Gold and I've got the bonus points already. That was the point of my question since I already have the Platinum.
quote:
Diversify your wallet.
It's very diversified already. I'm just looking to get "better" cards and will drop several of my current visa cards I already have if I get the CSP. I'll just keep the oldest one I have so that won't impact my length of credit facet of my credit score.
I think I'll just go get the CSP now, drop the AMEX gold, keep the Platinum, and get rid of all other Visa's but for the oldest.
Posted on 1/15/14 at 11:11 am to Platinum
quote:
Dude, the AMEX Gold is just overkill. I honestly don't understand the points thing you're trying to get. You already secured the bonus.
The platinum has all the benefits of the Gold with the exception of double accrue.
The amount he spends on gas and groceries justifies him having both IMO.
quote:
If you go get a CSP, it has double points, is a VISA and you get a signup bonus.
It gets double points on restaurants and travel neither of which he has indicated he spends a significant amount on. But that sign-up bonus is worth it
quote:
Diversify your wallet. Not all places take AMEX.
This is something I really agree with and I do. I prefer to have a mastercard as my alternate card since Sam's takes it and not Visa or Amex.
quote:
And like I said earlier, your spend isn't enough to justify paying an additional fee to get 10-12K points because it honestly is only about $75 redeemable credit.
He is spending $2k a month on groceries and gas. that isn't 10-12k points more its 24k more points
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News