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re: Credit Card Rewards and Points Discussion

Posted on 2/6/14 at 3:43 pm to
Posted by Mr BowTie
Member since Jan 2014
150 posts
Posted on 2/6/14 at 3:43 pm to
Also, and this question is for anyone, but my GF is having trouble getting a CC.

She's in graduate school and only income is loan money with no job. She's applied for some low-level cards and has gotten rejected. Her credit score is very low because most of her stuff is still in her parents name.

Any recommendations? Should I add her on one of my cards to help get her score up, or will that mess with my utilization ratio and therefore damage my credit score?

I'm at like a 760 now and don't want anything to mess it up
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