re: Roth IRA Contributions

quote:

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everyone seems to use roth ira rather than traditional....why is that? just due to pre tax distributions?

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Most assumptions are that you are meeting your employer match on a 401(K) if you are employed by a company that offers one.

Most follow this pattern:
1. 401(K) up to employer match
2. Max Roth
3. Max 401(K)