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re: Title change: personal investment questions (401k rollover, Roth).

Posted on 9/3/13 at 11:10 pm to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 9/3/13 at 11:10 pm to
quote:

Because you have to pay taxes on your gains in a non IRA account. You seem to be a bit confused.


You seem a bit confused. Taxes have to do with the type of account, yes, but have nothing to do with how you invest the funds.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
28451 posts
Posted on 9/4/13 at 9:23 am to
quote:

You seem a bit confused. Taxes have to do with the type of account, yes, but have nothing to do with how you invest the funds.


The OP asked why would he use a Roth IRA as a vehicle instead of just investing in mutual funds outside of a Roth. That's what I answered. I have no clue where you got the idea that I was saying that the specific investment itself would have an impact on the tax treatment.
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