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Suggestions for a credit card

Posted on 7/30/13 at 4:52 pm
Posted by Veritas
Raleigh, NC
Member since Feb 2005
6449 posts
Posted on 7/30/13 at 4:52 pm
I want to get a credit card so I can start building some sort of credit. Will only use it for gas and groceries. I'm interested in building rewards points as well. Any good suggestions are appreciated.
This post was edited on 7/30/13 at 4:53 pm
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 7/30/13 at 4:57 pm to
quote:

I'm interested in building rewards points as well.


Then don't just buy

quote:

gas and groceries


quote:

Any good suggestions are appreciated.



If you can't pay in full each month, don't apply.

quote:

suggestions


Chase Freedom starting out. What's your income? Any credit history?


Posted by TejasHorn
High Plains Driftin'
Member since Mar 2007
11057 posts
Posted on 7/30/13 at 4:59 pm to
Doesn't sound like you plan on a lot of travel soon so go for a cash back card.

BOA has one that offers more cash back on exactly the items you mention + no annual fee.

ETA: Chase Freedom is also really good but I think you have to tell it what you want more cash back on each quarter (i.e. "rotating categories").
This post was edited on 7/30/13 at 5:01 pm
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