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Message
looking to buy a new car soon...
Posted on 6/19/13 at 9:42 pm
Posted on 6/19/13 at 9:42 pm
What leverage do I have w/ a credit score north of 780?
6
Posted on 6/19/13 at 9:44 pm to udtiger
How much debt do you have?
Income?
What do you drive now? How many miles?
Income?
What do you drive now? How many miles?
Posted on 6/19/13 at 9:46 pm to udtiger
The only thing the credit score will do IMO is get you a great rate, if you finance.
Posted on 6/19/13 at 10:19 pm to udtiger
quote:
What leverage do I have w/ a credit score north of 780?
Leverage with your bank or leverage with the dealer?
Posted on 6/19/13 at 10:20 pm to udtiger
Don't fret over dealer financing
Penfed car loans can be had at 1.74% last I checked
Sometimes it pays to finance with the dealer for added incentives and then refinance to a credit union once the incentive is gained
Penfed car loans can be had at 1.74% last I checked
Sometimes it pays to finance with the dealer for added incentives and then refinance to a credit union once the incentive is gained
Posted on 6/19/13 at 10:34 pm to udtiger
Lease don't buy.
Posted on 6/20/13 at 8:22 am to udtiger
If you know you are going to buy walk into the dealership pre approved, and as someone else mentioned do not talk financing with them until you have settled on a price. 780 will get you good rate also. Good Luck. 
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