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re: Need help resolving fiance's credit card debt issue(seeking collection)
Posted on 6/12/13 at 6:28 pm to Broke
Posted on 6/12/13 at 6:28 pm to Broke
Thanks for all the advice.i spoke with him requested a validation letter and he says he will be sending it tomorrow, when I get this letter what's the next step if you don't mind me asking? Worst case scenario is she will be taxed on $15k of income but not owe $15k correct?
This post was edited on 6/12/13 at 6:30 pm
1
Posted on 6/12/13 at 7:13 pm to ThaBigFella
If and when you receive the letter, send them a cease and desist letter. (Google for a template) You're outside the SOL so they're not reporting anything to the IRS. That debt was charged off years ago. They're just being sleazy debt collectors.
ETA: NEVER admit the debt is your's either, especially in writing.
ETA: NEVER admit the debt is your's either, especially in writing.
This post was edited on 6/12/13 at 7:15 pm
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