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re: Need help resolving fiance's credit card debt issue(seeking collection)
Posted on 6/12/13 at 2:16 pm to ThaBigFella
Posted on 6/12/13 at 2:16 pm to ThaBigFella
Me? I'd pay the $2300 knowing that a debt that I legally owed was considered paid in full. I don't walk away from my obligations.
Posted on 6/12/13 at 2:21 pm to VABuckeye
I would to, but I'm not her haha she says it was when she was 22 and couldn't find a job right out of school. I agree it's not good to do this but it's apparently not even going to bank of America but to some debt collectors
Posted on 6/12/13 at 2:22 pm to VABuckeye
quote:
Me? I'd pay the $2300 knowing that a debt that I legally owed was considered paid in full. I don't walk away from my obligations.
Why $2300? The original CC balance was $3500.
Not flaming, but the $2300 is totally arbitrary. The collector knows he has zero ability to collect on this and has possibly broken the law here so I wouldn't feel incredibly duty bound to just pay them what they ask.
The original creditor was already been "compensated" when the debt was sold, so IMO, the original obligation is settled in a way.
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