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re: How Long Will My Credit Suffer?? - Update pg 2 - Score Lowered Again!!!

Posted on 6/3/13 at 1:17 pm to
Posted by LETSGEAUX2
Member since Oct 2012
461 posts
Posted on 6/3/13 at 1:17 pm to
No we haven't. My wife should have a great score and makes more money. As a last resort, any chance she can get the mortgage on her own? Problem with her is she has about $90,000 in student loans we are paying off under her name. I'm assuming they look at student loan debt as any other kind of debt?
Posted by ZereauxSum
Lot 23E
Member since Nov 2008
10176 posts
Posted on 6/3/13 at 1:25 pm to
Yup they will look at her student loans, but that should only affect the amount you (she) gets approved for and not the rate. Of course, the drawback here is that they will also only consider her income.

There are a couple of lenders on this board that can give you better info, but you actually might be fine applying together.
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