re: Need help with 401(k) allocation

quote:

---

Suppose let's say I want to guarantee myself $2,000,000 when I retire 25 years from now

---

I don't think it's been mentioned, but this may be on the low side. I dont' know where you live or how you wish to retire, but $2M to retire at 56 isn't that much considering your income(I'm assuming). That leaves you potentially a very long time to be retired. If people live to 65, they are more then likely to make it to 82 now. In 25 years, it is likely to be higher then that. Obviously 56 year old retirement is an option and goal not a requirement. Other than that you appear to be in good position. Definitely have additional investment vehicles outside of a 401k. Tax diversification and general capital flexibility are good things to have.