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re: Are any of y'all anti- 401K or IRA
Posted on 5/3/13 at 10:12 am to TheWiz
Posted on 5/3/13 at 10:12 am to TheWiz
quote:
A bit of a side note, the IRA was created around 1974 and the 401(k) in 1980. People turning 65 today were about 25 when the IRA was created by ERISA in 1974...could the lack of financial security with today's crop of new retirees be a coincidence?
That's one hell of an extrapolation.
It couldn't possibly have anything to do with the fact that millions of people live at least partially in credit for much of their lives? The fact that Americans as a whole suck at saving?
I know people, college educated people that do zero retirement planning. None. They don't contribute to company 401k and they don't invest independently. I think a lot of them think that SS is going to carry them.
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