re: Title Insurance

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Now the title company still requires it on their

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A title company never requires a title policy. The lender requires a lender's policy to protect itself.

The title company may recommend the buyer get an owner's policy, but can't require you to purchase one. This recommendation can be based on if the title history was unusual and the attorney thinks there may be a risk. Sometimes, the title can be properly reviewed and their still may be a defect in title.

I would recommend talking to your title attorney to see why he recommends an owner's policy regarding your property.