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re: Indexed Universal Life Insurance
Posted on 4/2/13 at 8:30 am to Vols&Shaft83
Posted on 4/2/13 at 8:30 am to Vols&Shaft83
Its not wise to liquidate a fully funded whole life policy. Why would you want to pay taxes unless you have to? Leave it in force and draw it down as you need it while it continues to accrue dividends. Investors don't liquidate managed accounts or retirement accounts when it hits a target number, why would they liquidate the life insurance?
That's the biggest flaw I see in anti- whole life arguments.
That's the biggest flaw I see in anti- whole life arguments.
Posted on 4/2/13 at 8:43 am to wasteland
quote:
wasteland
Exactly. Plus, on the best policies, you still earn interest on money taken out of the policy.
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