re: Alternatives to Flex Spending Account?

I have contributed the maximum the last 4/5 years. The deductable with my employers plan is 2,000 a person and 4,000 a family and max out of pocket a year is 4,000. My plan has about 20/25 mutual funds to choose from and a interest account that adjusts quarterly (current 3%). With this plan, the administrator (bank) issues a VISA debit card for you to use. I use the debit card about once every six months for something like aspirin/naproxen just to make sure it still works.