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re: Is it bad to open an IRA through your bank..
Posted on 2/13/13 at 10:53 am to WG_Dawg
Posted on 2/13/13 at 10:53 am to WG_Dawg
quote:
What makes a Roth IRA markedly better than a Target date fund?
A Roth IRA isn't an investment.
It is a tax shield for investments.
You can open a Target Date Fund both within and without a Roth.
The one within the Roth won't incur taxes on earning.
It's possible your bank defaults to adding those protections on essentially a savings account.
This post was edited on 2/13/13 at 10:59 am
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