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re: It costs a lot of money to live
Posted on 2/4/13 at 9:46 am to Cholo
Posted on 2/4/13 at 9:46 am to Cholo
quote:
I'm talking about otherwise intelligent people who think they will be millionaires by 40 because they pay cash when they go out to eat. The 12% rate of return Ramsey uses to predict investment returns is unrealistic especially when factoring in inflation.
Ramsey's advice is generally sound and the philosophy will be successful for 90+% of Americans. His specifics do not have to be spot on for the philosophy of the system to work. It absolutely works.
This post was edited on 2/4/13 at 9:47 am
1
Posted on 2/4/13 at 10:30 am to Ace Midnight
quote:
Ramsey's advice is generally sound and the philosophy will be successful for 90+% of Americans. His specifics do not have to be spot on for the philosophy of the system to work. It absolutely works.
I've always viewed Ramsey as a guy who provides a service to people that really need financial help. If you're in a good place financially and you know what you're doing he's not making his pitch to you.
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