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re: "Real" value of a Roth IRA

Posted on 1/30/13 at 2:42 pm to
Posted by Tenforty1728
Baton Rouge
Member since Oct 2012
64 posts
Posted on 1/30/13 at 2:42 pm to
All very valid points and good discussion. I'm a CPA and I feel like Roth's get pushed a little too hard for people who are very young. I believe Roths are a great idea for anyone planning to retire in the next 8-10 years because I do believe rates will be higher over the horizon. I'm not as sure about people who won't retire for 30 years or more.
Posted by GoCrazyAuburn
Member since Feb 2010
35542 posts
Posted on 1/30/13 at 3:02 pm to
Well, the argument for people retiring in 30 years is that their tax bracket is more than likely naturally go up because try aren't making a ton of money right now, and the tax deduction from other options isn't goingto drastically reduce their taxable income (especially by lowering their tax bracket).
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