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re: Paying off a mortgage early vs Putting money into an IRA
Posted on 1/3/13 at 10:54 am to Fat Bastard
Posted on 1/3/13 at 10:54 am to Fat Bastard
To clarify, the wife and i contribute to our 401k/simple ira's as well as max both roth's. We do however have a 15year mortgage and throw a little extra on it each month.
My comment wasn't mean to be a "piss on investing, debt free baby!" thing. We had a personal goal to have our house paid for by the time our children were almost out of high school.
My comment wasn't mean to be a "piss on investing, debt free baby!" thing. We had a personal goal to have our house paid for by the time our children were almost out of high school.
1
Posted on 1/3/13 at 11:13 am to Venelar
quote:
Venelar
everybody's situation is different for a plethora of reasons.
plenty here think everybody just bought a new house and has a 30 year 3.75% rate and that their job is as stable as the rock of gibralter. well, that is not so for many especially in this shitty economy.
there could be people with high interest rates who are close to paying off a home so they do not want to refi and pay closing. they may not have the credit to do it anyway. people who may have struggled at times and are sick of paying notes. sick of being in debt. many reasons.
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