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re: American Funds - Retirement Advice
Posted on 12/9/12 at 9:04 pm to Janky
Posted on 12/9/12 at 9:04 pm to Janky
Now that I'm looking closely at them, that makes sense as the target date funds are essentially funds of funds.
For funds like these, what should be my target age? I'm assuming 60 as 59.5 is the withdrawal age, but I'm just guessing.
Also, I assume there is no penalty for changing my portfolio, and I can do so at any time?
For funds like these, what should be my target age? I'm assuming 60 as 59.5 is the withdrawal age, but I'm just guessing.
Also, I assume there is no penalty for changing my portfolio, and I can do so at any time?
This post was edited on 12/9/12 at 9:06 pm
1
Posted on 12/10/12 at 6:57 am to Joshjrn
I would go a little further out than 60. If as you get closer you have enough money you can make changes. You should be able to switch fund options pretty easily online.
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