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re: Debt Consolidation in BR?
Posted on 12/8/12 at 10:24 pm to LSUSUPERSTAR
Posted on 12/8/12 at 10:24 pm to LSUSUPERSTAR
Credit cards
She was paying on them very well until her pay cut kicked in.
She was paying on them very well until her pay cut kicked in.
3
Posted on 12/8/12 at 10:41 pm to Modern
6k isn't bad at all. My parents got out of 175k in debt in 5 years at the start of 2012. They both worked 4 jobs to do so. It sucked for everyone in the family. Couldn't be more proud of them.
Posted on 12/9/12 at 12:06 am to Modern
Getting out of CC debt is possible and I wouldn't recommend any debt agencies. I had CC debt of $18,000 that I recently paid off. I thought it could never be done but its possible. Just takes a strict commitment.
I downgraded my vehicle, cut cable, cut random spending, quit racking up bar tabs for a year but it worked. I cut $350 from my budget just making lifestyle changes that went straight to CC payments. If I can do it, there is hope for everyone.
I downgraded my vehicle, cut cable, cut random spending, quit racking up bar tabs for a year but it worked. I cut $350 from my budget just making lifestyle changes that went straight to CC payments. If I can do it, there is hope for everyone.
Posted on 12/9/12 at 10:33 am to Modern
Are the cards closed or is she still using them? We each had one through Bank of America that we were behind on. They let us close them down and reduced the rate from 30% to 5.75% on mine (7.75% on hers) on a 5 yr payment plan. June 2013 will make yr 4 and we will have them paid off. Swimming in debt is no fun, but we are managing it a lot better now. Hope this helps in someway.
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