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re: How much money do you put in savings every paycheck?
Posted on 12/4/12 at 10:09 am to Too Frat To Care
Posted on 12/4/12 at 10:09 am to Too Frat To Care
10% every paycheck goes into checking. When checking gets to 20K I shop around for CDs. If CDs are low I buy more blue chip stocks. Lately have been buying stocks.
Edit: Oops. I just drug out the calculator. I actually save 15% not 10.
Edit: Oops. I just drug out the calculator. I actually save 15% not 10.
This post was edited on 12/4/12 at 11:55 am
3
Posted on 12/4/12 at 10:13 am to Zach
10% into 401K - comes out to the max that the company will match over the course of a year.
I then max out my roth ira (I think it is $5500?) so $5500/12 = $458/month.
It's around 10K total I believe, which I'm okay with 23 yrs old). I also probably inadvertently save another $3k-ish just by living frugal.
The rest goes to a car loan I am paying off.
I then max out my roth ira (I think it is $5500?) so $5500/12 = $458/month.
It's around 10K total I believe, which I'm okay with 23 yrs old). I also probably inadvertently save another $3k-ish just by living frugal.
The rest goes to a car loan I am paying off.
This post was edited on 12/4/12 at 10:14 am
Posted on 12/4/12 at 10:32 am to Zach
Can you advise as to your CD shopping? Do you go for maximum rates such as with an online bank, or stick to a bank nearby that you prefer? I have completed some studying on CDs earlier this year, but yet to dip into buying any. I ask this for more of a response towards my latest thread:
LINK
LINK
Posted on 12/4/12 at 1:53 pm to Zach
quote:
10% every paycheck goes into checking.
I thought you were retired?
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